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We sort your VAT refunds and tax credits so you get refunded instantly, without waiting for HMRC.
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Instant VAT Refunds

Get your next VAT refund in 60 minutes with Adsum

Tailored for UK SMEs

Whether you're in construction, retail, tech, manufacturing, creative industries, or professional services - if VAT refunds are a regular part of your operations, Adsum is for you. Get your refund instantly and make your money work harder, faster.

Sign up in 4 minutes

In the fast-paced business world, no company should have to wait days for their VAT refund. And now they don't.

Construction and development

Get it done faster
No project should be delayed due to waiting for resources. But with Instant VAT Refunds, you can source resources earlier to kickstart your next project.

Financial certainty
Instant VAT Refunds can help you manage your finances with more certainty, ensuring you have the funds necessary to pay contractors and suppliers on time, every time (even if others haven’t yet paid you).

Risk mitigation
Instant VAT Refunds act as a buffer against unforeseen expenses or project overruns, helping to mitigate financial risk.

Technology and net zero

Subscriptions fluctuate, but bills don’t
Your revenue from your customers may fluctuate, but your rent and utility bills do not. Don’t let a lag in revenue hold up your business. Instant VAT Refunds will give you peace of mind knowing you have instant access to your money.

Research and development
Instant VAT Refunds can be reinvested into R&D efforts, accelerating the pace of innovation and technological advancement.

Investment in sustainable practices
If you’re focused on net zero, Instant VAT Refunds can be used to invest in sustainable practices and technologies.

E-commerce and retail

Sales may fluctuate, but your expenses don’t
Your sales may drop at certain points, but you still need to keep the lights on and your e-store fully stocked. Instant VAT Refunds will give you peace of mind, knowing you have instant access to your money.

Inventory management
Instant VAT Refunds can provide the necessary funds to restock inventory faster, helping to avoid stockouts and lost sales.

Marketing and advertising
With Instant VAT Refunds, you can invest in marketing and advertising efforts sooner, to drive more traffic and sales in quiet periods.

Manufacturing & production

Supply chain management
Instant VAT Refunds can help you manage your supply chains more effectively, ensuring you have the funds to pay for materials and other supplies before you get paid.

Equipment maintenance and upgrades
Instant VAT Refunds can be used for equipment maintenance or upgrades, helping to avoid downtime or speed up operations.

Workforce management
Instant VAT Refunds can cover payroll expenses, ensuring a stable and motivated workforce.

Creative and digital services

Get it done faster
Waiting for resources to be freed up to start your next project is painful. But with Instant VAT Refunds, you can source resources earlier to kickstart your next project.

Project funding
Instant VAT Refunds can provide the funds to kickstart your latest creative projects or digital services.

Software and equipment
Instant VAT Refunds can be used to purchase necessary software or equipment, helping to enhance the quality of creative output.

Professional services


Operational expenses
Instant VAT Refunds can help cover your operational expenses, ensuring smooth business operations.

Investment in new services
With instant access to funds, you can invest in the development of new services to meet client needs.

Staff training and development
Instant VAT Refunds can be used to invest in up-skilling and development, enhancing the quality of services offered.

Time value of money

Get instant access to your VAT refunds and accelerate your growth potential.

Risk mitigation

We make sure you get your VAT refunds in 60 minutes, providing financial stability and peace of mind.

Convenience

Our service is quick and easy to set up, and doesn't require you to change your existing VAT submission process.

Trust and transparency

We are registered by the Financial Conduct Authority and our software is HMRC recognised.

Hear it from our customers

Don't just take our word for it. See what our customers have to say about their experience with Adsum's Instant VAT Refunds. Discover how Adsum's Instant VAT Refunds can provide specific advantages for your industry. From start-ups to manufacturers, we've got benefits designed just for you.

Sign up in 4 minutes

£50m+

in VAT refunds processed for UK SMEs

< 1 hr

until you receive your next VAT refund

Patrick Davin, CEO, MUTE

Guesswork gone :) What we all need nowadays is simplicity and clarity in our day to day business dealings. Our first experience with Adsum has been great so far. Easy sign up, instant advice, feedback and support where required and most importantly the guesswork of when our VAT will hit our account now a thing of the past. Very happy to recommend.

Daniel Roman, Finance Director, Little Lion Entertainment – IVR

"We have used Adsum multiple times and the whole process experienced was seamless. Their very talented team are always on hand to discuss and advise on claims, communication is timely and funding is fast. Their portal also provides live updates on agreements in place."

Oliver Rowlinson, Director, Vestonic Asset Management Limited

"It was only by chance that I found out about Adsum. I have used the Instant VAT Refund service several times now, and I must say, it's an absolute game-changer. It’s ideal for those that receive frequent refunds from HMRC and need to maintain cash flow."

Richard Pursey, Founder & CEO at SafeToNet Ltd – IVR

"It’s great working with such a forward-thinking fintech company supporting us, allowing us to reinvest back into our tech and continue protecting the safety and privacy of children on the internet."

Matthew Fleetham, Owner, Saunton Vineyard Ltd – IVR

"A game-changer. It’s very simple, hardly any paperwork. And you get access to your VAT refund straight away. There must be thousands of startups that need this product."

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VAT Health Check (9)

Adsum vs HMRC

No more uncertainty. No more waiting days for your money. No more disruptions. With Adsum, you get your VAT refund in just 60 minutes. It's the game-changer fast-growing UK businesses have been waiting for.
Start your Instant VAT Refund

Seamless integration with your preferred accounting software

Adsum works with all leading UK tax/accounting software

Adsum’s service is designed to work seamlessly with all leading UK tax/accounting software. We’ve got you covered, no matter what software you use.
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The Adsum advantage - experience the simplicity of Instant VAT Refunds in 3 easy steps

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1. Sign up for an Adsum account

It takes less than 5 minutes. Let us know where you want your VAT refund sent to and link your HMRC account.
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2. Submit your VAT return

You or your accountant submits your VAT return however you normally do. You don't have to change a thing!
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3. Receive your VAT refund in 60 minutes

That's it! Receive your VAT refund in your bank account within 60 minutes of submitting the return.

Does my VAT refund qualify?

To benefit from our speedy refunds, your business must be UK-based and VAT registered. Thats it!

UK Business

VAT Registered

Simple, transparent pricing

Priced the same way as Stripe prices their payments

3% + VAT

Get your VAT refund in just 60 mins after submitting your return to HMRC

Account set up in under 5 minutes

Works regardless of how you submit your return

Xero and QuickBooks app partner

Got questions?

Frequently asked questions

With Adsum, sign up, submit your VAT return and get your Instant VAT Refund at a simple, straight forward price.

Why do I need to link my HMRC account?

Linking your HMRC account allows us to see when you submit your VAT refunds and how much you're owed. This means we can make sure you get your Instant VAT Refunds in just 60 minutes. Linking your account helps us stay efficient, cost-effective and means no admin is required.

How do Instant VAT Refunds work?

Once you've set up your account, every VAT refund you submit will be refunded instantly. Our software will notify us of your submission, and we'll transfer your Instant VAT Refund to your chosen bank account in 60 minutes.

What's the difference between a normal VAT refund and an Instant VAT Refund?

Normal refunds from HMRC take 5 to 30 working days (and this is the best-case scenario). With Instant VAT Refunds, after you submit, your money arrives in just 60 minutes.

What if I don't want the refund from Adsum every time?

You can easily toggle on and off our service on the settings page of our portal (or feel free to email us). If the service is toggled off when you submit your VAT refund, you will just have to wait for HMRC like usual.

Sign up now to enjoy Instant VAT Refunds

Join the countless UK businesses streamlining their VAT refund process with Adsum today.
Get started

Discover how Instant VAT Refunds can help businesses like yours

Fund the VAT for your commercial property purchase

If you are buying a commercial property or making any other large purchase, you'll have a significant amount of VAT to pay up front. That's where Adsum comes in.
Get in touch

Customer story

How VAT financing helped ONTO

“ONTO’s growth has benefited enormously from our ability to access our VAT refunds and tax credits the moment they become due. The ability to access these funds has allowed us to accelerate our growth and reinvest in the business. Adsum has been a reliable and supportive partner for us every step of the way.”

Peter Phillips, CFO at ONTO

Understanding VAT

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