GET YOUR VAT ADVANCE SAME DAY

We’ll work alongside your accountant to maximise your refund, submit it to HMRC and advance your refund to you, enhancing your business’s cashflow and taking care of all the admin for you.

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LAST YEAR, HMRC PAID OUT £75 BILLION IN VAT REFUNDS

Don’t miss getting the VAT financing you’re due. In less than 24 hours, you could have the capital you need to invest and grow your business. Waiting for HMRC can take months, which means your business has to wait, too. Our MTD-compliant software makes tax, and dealing with HMRC, easy.

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CHOOSE HOW YOU WANT YOUR VAT FUNDED

One-Off

Monthly

OUR ONE-OFF PLAN

We offer one-off VAT advance funding, for large stock and property purchases, minimising the VAT impact on your cashflow. We take care of everything with HMRC so you get peace of mind.

OUR 12-MONTH ROLLING ADVANCE

We can calculate, submit and advance your VAT refunds on a rolling month-by-month basis so you never have a gap in your cashflow, freeing up your cash for other purposes.

We take care of everything-VAT – calculation, preparation and submission of your VAT return . Then we advance your VAT refund on the same day at the end of each month.

Fund your new business and commercial property purchase

If you are buying a commercial property, expanding your business premises or making any other large purchase, you'll have a significant amount of VAT to pay up front. That's where Adsum comes in. If you need short term working capital to cover the VAT payment, we can offer you an advance against the VAT refund you'll be able to claim after you've made your purchase, effectively 'bridging' the gap. This protects or extends your short term working capital availability and is sometimes called 'VAT bridging finance'.

VAT BRIDGING FINANCE EXPLAINED

Success Stories: How VAT financing helped ONTO

“ONTO’s growth has benefited enormously from our ability to access our VAT refunds and tax credits the moment they become due. The ability to access these funds has allowed us to accelerate our growth and reinvest in the business. Adsum has been a reliable and supportive partner for us every step of the way.” Peter Phillips, CFO at ONTO

Are you thinking

Find out more

Am I eligible for a VAT refund advance?

You're eligible for an advance of your VAT refund if you have VAT to pay on a large purchase, your business is VAT registered (or in the process of VAT registering) and you are eligible to recover the VAT. Your business can be pre-revenue, loss making or in-profit.

If you are purchasing a commercial property or an asset, it must have VAT included in the purchase price -- check the invoice if you're not sure.

How quickly can I get my refund?

You can usually get your refund the same day we submit your VAT return to HMRC.

If you need it sooner, because the advance is to cover the cost of the VAT on a large purchase, we can advance fund it to you at the point of purchase (ie. before your VAT return is submitted to HMRC).

What’s the application process?

The application process is quick and simple.

Firstly, check that you're eligible for a VAT refund.

Then click 'Get Started' at the top right of this page and follow the steps to securely connect your accounting software. We'll calculate exactly how much you're owed and offer you an advance on either a one-off or a rolling monthly basis.